Why Us
Precision You Can Trust
With in-depth policy analysis backed by legal expertise, we provide customized solutions tailored to your needs — all with a commitment to reliability and accuracy you can count on.
Mindful, Not Pushy
No pressure, no rush, just open and honest conversations guided by expertise. Feel comfortable, we suggest enjoying a glass of wine or a cup of tea while we explore the best options for you.
Roots in Resilience
Coming from Ukraine, we understand how essential reliable coverage is. Our mission is to protect what matters most — your health and life — with care, experience and deep expertise.
Concierge Service
Skip the hold times and get personalized guidance from a dedicated advisor, with a full review of public and private coverage options from major carriers — tailored just for you.
Empowering Your Future
Licensed in 30+ states, we offer more than insurance — we provide peace of mind for your future. Focused on long-term security, we help you build real protection today so you can thrive tomorrow.
About us
My name is Yurii Illichov, founder of Krainity Insurance Solutions. I’m proud to serve individuals, families, and business owners by helping them find clear, personalized health coverage—without stress or confusion.
With a Law degree that sharpens my ability to do top-tier due diligence, I bring a detailed and honest approach to every conversation. Coming from Ukraine, I understand deeply how vital it is to protect your life and health. That’s why I named my company Krainity—a blend of Ukraine and Serenity—to reflect my mission of giving clients true peace of mind, safety, and stability through solid, reliable coverage.
To me, this work goes beyond business—it’s a form of spiritual service. I’m here to help make healthcare more accessible and affordable, while giving you the confidence that you’re protected.
our services
Telehealth | 24/7
Access a licensed doctor via phone or video chat 24/7 for common health issues, flu symptoms, infections, skin concerns, and more.
Dental | Vision
Did you know a dental crown can cost an average of $1,500? Regular check-ups can help you avoid unexpected expenses. Skip the trip to the doctor's office.
$0 Deductible Options
Some plans offer no deductibles, allowing you to access covered benefits right away without paying upfront costs. Let’s find out if you qualify for 0$ deductible options?
Accidental
Accidental coverage provides financial relief when unexpected injury costs arise. This policy complements your primary coverage, offering additional protection.
Group | Employee
Group plans are typically offered through employers. There are coverage options specifically tailored for business owners. Get in touch with us to find perfect fit!
Individual | Family
Compare individual or family options. Generally, there are two ways to secure good coverage—through your income or your health.
Networks
PPO, HMO, or EPO... which one is right for you? The best choice is the one that offers more flexibility—like PPO.
100% Tax Write-Off
As a self-employed individual or business owner, you could potentially write off 100% of your health insurance premiums!
Reviews
get in touch
Licenses
FAQ
Will I Qualify for Private Health Insurance?
I Have a Pre-Existing Condition—What’s the Best Option for Me?
Does It Have to Be "Open Enrollment" to Sign Up for Private Insurance?
Short-Term Health Plans
Isn’t Private Health Insurance Really Expensive?!
What Are the Biggest Differences Between ACA/Obamacare, Employer Coverage, and Private Health Insurance?
- Employer Coverage – Great for employees because employers legally cover at least 50% of the premium. However, they are not required to contribute to family add-ons, making coverage for dependents significantly more expensive.
- Private Health Insurance – Medically underwritten, meaning you must qualify based on health. Because you're in a lower-risk pool, you get lower premiums, better coverage, and preferred rates, making it a more affordable option for those who qualify.
Can I Cancel My Plan Anytime?
Will Private Plans Cover Me Anywhere I Go?
Private plans provide nationwide coverage—on and off the job. Since they operate on major PPO networks, you’re not restricted to a specific county or state like many other plans. No matter where you go, you’re covered!
Deductible vs. Max Out-of-Pocket
Out-of-Pocket Maximum/Limit – This is the highest amount you will pay for covered services in a plan year. Once you hit this limit through deductibles, copayments, and coinsurance for in-network care, your health plan covers 100% of your covered benefits.
Generally, any expenses you pay toward your deductible also count toward your out-of-pocket maximum.
Have a Question Not Listed Above?
The Best Health Insurance for You, Your Family, and Your Team
Flexible Plans. Affordable Rates. Comprehensive Coverage.
Protect yourself, your family, or your small business team with tailored health insurance solutions. We help you:
-
Access to trusted medical networks and major carriers
-
Affordable, transparent plans
-
Dedicated licensed agent
Why Choose Krainity Insurance Solutions?
Health insurance is more than just coverage — it’s your financial protection. We help with:
-
Personalized Solutions: We provide health plans for individuals, families, and small businesses.
-
Expert Guidance: With years of experience, We help you choose the best plan based on your needs and budget.
-
Comprehensive Coverage: Medical, dental, vision, accident protection — everything you need, under one roof.
Group Coverage for Self-Employed & Small Businesses
Offering group health insurance is an essential benefit for small businesses and self-employed individuals. Here’s why:
-
Cost-Effective: There are plans on the private market that can save you money.
-
Tax Benefits: Small businesses may qualify for tax deductions when providing health insurance.
-
Attract & Retain Employees: Offering health coverage improves recruitment and employee satisfaction.
-
Wide Coverage Options: Access to medical, dental, and vision care for your team.
-
Streamlined Enrollment: We help ensure compliance and a simple, easy enrollment process.
How to Choose the Right Plan?
Choosing health insurance doesn’t need to be overwhelming. Here’s how we help simplify the process:
-
Assess your budget, health status, and coverage needs
-
Compare individual, family, and group plans for the best value
-
Guide you through tax deductions and available discounts
-
Offer personalized support to make the decision stress-free