Affordable Income Protection Plans That Help You Stay Financially Secure After an Accident
If an accident prevents you from working, short-term disability income coverage can help replace part of your income, so you can focus on recovery, not missed paychecks
Licensed health and life insurance professional helping individuals, families, and self-employed workers find affordable accident disability income protection that complements their health coverage and supports financial stability
How long could you go without a paycheck if you were injured tomorrow?
Most Americans live paycheck to paycheck and unexpected injuries can quickly lead to financial stress. Income protection insurance pays monthly benefits during recovery from a covered accident, helping you keep up with everyday expenses
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Monthly income benefits
Get financial support for up to 3, 6, or 12 months while you recover from a covered accidental disability
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Bill & expense coverage
Use your benefits for rent, groceries, childcare, utilities, whatever keeps your life running smoothly
What Plans Exist
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Flexible Options
- Choose a monthly benefit amount — $500, $1,000, or $1,500
- Choose your benefit duration — 3, 6, or 12 months
- Choose your elimination (waiting) period — 14 or 30 days
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How it helps
- Pays you directly, not your employer or medical provider
- Benefits can help to replace part of your monthly income
- Coverage continues even if your recovery takes several months
Why Us
Precision You Can Trust
With in-depth policy analysis backed by legal expertise, we provide customized solutions tailored to your needs — all with a commitment to reliability and accuracy you can count on
Mindful, Not Pushy
No pressure, no rush, just open and honest conversations guided by expertise. Feel comfortable, we suggest enjoying a glass of wine or a cup of tea while we explore the best options for you
Roots in Resilience
Coming from Ukraine, we understand how essential reliable coverage is. Our mission is to protect what matters most — your health and life — with care, experience and deep expertise
Concierge Service
Skip the hold times and get personalized guidance from a dedicated advisor, with a full review of public and private coverage options from major carriers — tailored just for you
Empowering Your Future
Licensed in 30+ states, we offer more than insurance — we provide peace of mind for your future. Focused on long-term security, we help you build real protection today so you can thrive tomorrow